The Household Wealth and Debt Survey
The Household Wealth and Debt Survey (BZGD) is a pioneering study as regards collecting wide range of the micro data on household assets and liabilities in Poland. The survey results are of key importance for understanding processes of saving, debt accumulation and risk taking by households, and are also instrumental for studying wealth and income inequality.
The first BZGD survey was conducted in 2014 by Narodowy Bank Polski in cooperation with the Central Statistical Office (Główny Urząd Statystyczny – GUS). BZGD survey is a part of the all-European research project Household Finance and Consumption Network, coordinated by the European Central Bank.
Report from the BZGD pilot survey 2014
The report portrays a panorama of financial situation of the households in Poland as of 2014, and in particular various categories of their assets and liabilities are examined.
The next wave of the BZGD is scheduled for the autumn 2016. Larger sample of households will be surveyed, with some households from the first wave being surveyed again (panel component). Combining the results of the consecutive waves of survey is expected to allow for analyzing changes in time in the households wealth characteristics, of which assets, debt and risk taking behavior.